At Expat Solutions, we understand how important it is to protect your loved ones should the unthinkable happen. We specialise in preparing Wills and trusts to ensure that your estate goes to the people you intend and can’t be accessed by unscrupulous family members looking to get hold of your children’s inheritance.
Expats must understand that any Last Will and Testament, which was prepared outside of Thailand may carry little to no weight in the Kingdom should there be any conflict with provisions made in Thailand. Under Thai law, any legal beneficiaries in Thailand such as a legal Thai wife will have precedence on your assets in Thailand if you have not prepared a Thai Will regardless of what is stated in any other document. We work closely with a team of leading Thai lawyers to ensure that your interests are protected.
Life Insurance is important for all expats. Don't get caught without it and have peace of mind knowing that if any accidents do occur, your family will be insured and protected.
What is life assurance, and how does it work?
With term and Whole of Life (WoL), life assurance policies, you pay a premium in the same manner as you would with any other insurance policy. On your passing, your beneficiaries will receive the death benefit defined in your policy. Term insurance is insurance that is valid for a pre-determined period of time, and WoL insurance covers you until death. Both forms of insurance will be null and void if you fail to keep up with your premiums.
Who needs life assurance?
Essentially, anyone who has loved ones or someone who is financially dependent on them should have life assurance. The death benefit can be used to pay funeral costs as well as contributing to their future subsistence. There are many different forms of life assurance available, and our team will be happy to discuss the various policies to establish, which would be most appropriate for you.
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